new to the group
 

Thank you for having me. I am a longtime pilot. SEL and planning to upgrade as soon as i have the aircraft to train in, hopefully an O2. Been flying since 1962. my biggest problem will be insurance at 83 years of age. Think it stinks that number of years trumps my excellent health.

Good luck. It's a rough year to start insurance.

do you mean this year in particular or do you mean my age?

This year. People are seeing increases across the board

OK, but for me I am finding no takers because of my age. All I want is enough liability to protect my estate. I am not concerned about the plane as I figure if I crash with enough damage that I cant afford it I will probably be dead anyway and the plane will be paid for with cash.

Try our agent. Victoria Neuville 301-682-6200

She was a big help for a friend that had a recent claim.

Thanks, I will cal later this afternoon.

I called Victoria and she couldnt help. First I am too old, but the clincher was that I wanted to fly a Skymaster and that is almost as bad as being old.....LOL

I've been working with Victoria on my insurance. The difference between this year and last year has been eye-popping.

Don't feel bad, I had my MEI/CFII get turned down flat for a Skymaster because she didn't have enough time, even when I offered liability only with no hull coverage. She has 100+ hours of multi AND she's an MEI!

well, what it means is that I will put all my assets in a trust that I have no control over, in my two daughters names. Then I will fly without insurance. They force us unto corners. It doesnt make sense that I am in better physical health than I was 50 years ago and MUCH smarter but hey refuse me because of when I was born.

What about the Airport
 

Not to throw fuel on this fire but...Have you thought about what you are going to say to the airport people renting you a tie down or a hangar when they ask for Proof of Insurance and to be a named insured?

Just fly out of my own airport. Owner wont give sh*t

Good Plan
 

Nice to have your own airport.

Yeah, but I have to get fuel. But have never been asked for insurance when getting fuel, or for that matter when using transient tie downs, have you?

No I haven't. Enjoy your Skymaster/O2

Dont have one yet, but have an O2a and an O2b in my sights. Just got to pull the trigger on one of them....after getting the insurance thing sorted out.

I'm at my 5th airport/6th hangar where I've owned a plane (4 leased shared hangars, one leased solo hangar, one owned w/ ground lease), and I've only been asked for insurance once. I've never added the property owner as a named insured. I'm sure it happens but it hasn't happened to me yet.

I would bet that you could get not-in-motion insurance (hangar/tiedown coverage) at any age with any experience. Of course, if I'm wrong, this would be the year I'd be wrong.

Falcon insurance
 

I've used falcon insurance for past 4-5 yrs. Super helpful. Maybe they can do something for you. Contact info:
Diana Brashear

Account Manager

Falcon Insurance Agency

PO Box 1000

Upland, CA 91785

O-(909) 949-4993

FAX (909) 949-2088

Generally speaking....
 

Your State law MAY require public-use airports have the name of based aircraft insurance on file. Many airports don't even record it.

That said, there is no audit process or enforcement mechanism, against either the airport or the aircraft owner.

If you provide the name of an insurance company, the airport's legal requirements are fulfilled.

--

Years ago a friend was a sr exec for a major defense firm.
Their policy was their execs could NOT fly their own GA.
He realized he could never get permission or waiver.
He kept thinking this was a barrier. He'd always get upset and angry.

No. Think it through.
Asking approval or permission creates liability, and can be a cowardly act.

Gen Grant was the first US General NOT to ask for Lincoln's approval of battle plans.
He would write things like, "By the time you read this, I will be successful or dead."

Every other general stood still, waiting for Lincoln to first cover their arse.
"Well, HE approved it, so failure is not MY fault."

One of the reasons large cops hire big consulting firms is executive career insurance.
The exec wants to make a risky decision, so hires a consulting team to document their action. If it doesn't work out, well, "We hired Bain &Co and the best minds agreed...."


Policy saying NO provides plausible deniability in the event of liability.

That's also why gov employees like to say no.
They want all the authority, but even more, to avoid ANY responsibility.

Had my friend had an accident,
"the pilot used their GA aircraft without corporate permission, contrary to company policy."
Big defense firm cannot be held liable (thereby removing pot of gold from trial lawyer)

--

Insurance and permission do not make liability 'go away,' merely move it around.

I could go into plausible deniability and my national security policy activities...
but then I'd have to shoot everyone on this message board....

Which would dramatically reduce market demand for Cessna 337s.
So I defer...

In the military we always said, "Its easier to get forgiveness than to get permission."