If the hangar collapses on your Skymaster and you need to go shopping to replace it with a Skymaster that's as close as you can get to your plane...How much money do you want to have in your pocket while you shop?
That's your answer.
That is the simple answer, love it. To support that thought, understand that if anything happens, something that you might say, "that's nothing," the underwriter will probably total it.
Hybrid Mode
